Lauryl Jiya

Lauryl Jiya Membantu anda untuk pembiayaan perumahan/perniagaan / pengurusan kewangan anda!

4 loans approval today amounting RM3.4mils. Client 1 : Valuation fee mahal sangat tu RM1,000Client 2 : 3.8% ni rate tere...
29/10/2024

4 loans approval today amounting RM3.4mils.

Client 1 : Valuation fee mahal sangat tu RM1,000

Client 2 : 3.8% ni rate terendah dah ke Najiha?

Client 3 : Bank-bank lain apa resultnya?

Client 4 : Harga rumah saya harga itu ke?

Sekarang cabaran bukan untuk dapat loan approval je.
Cabaran nak jawab macam mana soalan client yang special-special ni lepas loan approved.

Embrace your work 💪🏻

Najiha Azmy
Lauryl Sdn Bhd

Alhamdulillah, Lauryl masih perform juga walaupun cuti. October approval already exceed RM10mils currently. Kuddos to my...
17/10/2024

Alhamdulillah, Lauryl masih perform juga walaupun cuti.
October approval already exceed RM10mils currently.
Kuddos to my powerful staffs 🫶🏻
Bila bercuti bersama ni, mereka terpaksa kerja ya walaupun sekarang waktu tidur. Sebab bos diorang ni gila 😅

Recently kes RM1.75mils, RM2.3mils & RM2.5mils approved this week. Other cases lain pun banyakk approved juga. Thank you semua agents yang support. InshaAllah ada
"ole-ole" menarik for every one of you soon 💕

Najiha Azmy
Lauryl Sdn Bhd

Nak try buat one day approval tak gais? Marihhhh. Doakan kes 1.75mil ini approved okaysss ❤️Client yang ajok selfie. Jar...
12/10/2024

Nak try buat one day approval tak gais?

Marihhhh. Doakan kes 1.75mil ini approved okaysss ❤️

Client yang ajok selfie. Jarang-jarang berlakuuu hiksss.

Thank youu Hadi Hartanah refer heheee 🫶🏻
Semoga close banyak lagiii million dollar listings pahnihhh 🤲🏻

Najiha Azmy
Lauryl Sdn Bhd

DOING FRAUD IS NOT A BIG THING? Its really a big thing when involves financial transaction especially with banks. Its be...
11/10/2024

DOING FRAUD IS NOT A BIG THING?

Its really a big thing when involves financial transaction especially with banks.

Its better not to start with anything that will affect a bad impact in our future.

A quick short meeting to extend security on both side of businesses.

Tens of Millions of financing amount approved yearly on my side since i am so called "Mortgage Outsource" or "Mortgage Broker".

I wonder who am I now if i didnt quit on my first day working as "Banker".
Maybe i am the youngest branch Manager in the market 😅

Mimpi itu percuma.
Najiha Azmy
Lauryl Sdn Bhd

Hari ini hari nangis sedunia saya i can say. Nangis sebab Homebois, nangis sebab muka sakit lepas buat facials, nangis t...
06/10/2024

Hari ini hari nangis sedunia saya i can say.

Nangis sebab Homebois, nangis sebab muka sakit lepas buat facials, nangis tengok movie, and nangis baca this whatsapp.

Apapun, congrates client. Happy to help, as always❤️

I dont manipulate documents, i just use my brain. And everything from Allah.
Thank you semua agents, owners and clients for your trust.

Lots of love,
Najiha
Yang senang nangis
Lauryl Sdn Bhd

04/10/2024

Contoh client ada masalah CCRIS. Kita tolong upfront duit dan bantu settlekan masalah CCRIS tu and dapatkan loan baru untuk client. Berapakah probability client tu akan hadapi masalah CCRIS yang sama semula?
"It is now or later"

Remortgage Rumah untuk Bayar Hutang Pelaburan "Scam"Betul, policy refinancing dan remortgage dah makin ketat dan payah n...
03/10/2024

Remortgage Rumah untuk Bayar Hutang Pelaburan "Scam"

Betul, policy refinancing dan remortgage dah makin ketat dan payah nak dapat cash out.
Betul, policy refinancing hanya memilih jenis-jenis cash out tertentu sahaja untuk proceed approval.

Tetapi, untuk owner ni, remortgage ni tak dapat diteruskan kerana faktor scoring untuk loan semasa.
Walaupun mendapat pencen yang dikira lumayan, namun disebabkan faktor umur dan komitmen semasa yang tinggi, serta mempunyai 2 "kryptonites" on scoring currently, tidak ada any new loan boleh diteruskan buat masa ini.

So advice kami kepada owner, cara lain adalah kita proceed jual rumah tersebut.
Owner alhamdulillah setuju untuk jual.
Katanya jual jelah rumah ni, boleh settle hutang dan beli rumah kecil sikit secara tunai.

Borak punya borak, owner rupanya apply loan dan guna kad kredit untuk invest di satu syarikat pelaburan yang terkenal baru-baru ini. Ini yang menjadi penyebab kemelut ekonomi yang berlaku. Sepatutnya di usia begini, owner dah bebas dari hutang dan just enjoy having a good life kan. But no one knows.
Ini adalah pengajaran terbaik buat kita harini.

Apapun, semoga rumah owner ni terjual pantas. Settlekan cabaran ini, dan owner boleh kembali tenang.

We are just doing our best to help everyonezzz 🤝

Najiha Azmy
Lauryl Sdn Bhd

Prove to show how you start Yasir Hamid Hahahaha rindu tak? I takkan biarkan you lupa this one fact. Hshshshs How I star...
03/10/2024

Prove to show how you start Yasir Hamid
Hahahaha rindu tak?

I takkan biarkan you lupa this one fact. Hshshshs

How I start was not begin here but i am still glad to be part of the team and to see how much they are getting better day by day.

I doakan semua orang berjaya at your own path okays.

So, Lauryl is growing their team?
InshaAllah i akan open for new intake soon.

Najiha Azmy
Lauryl Sdn Bhd

From Reject to Approved 🤝 Client umur sama tapi baru melahirkan cahaya mata yang keempat and she said, you look younger ...
02/10/2024

From Reject to Approved 🤝

Client umur sama tapi baru melahirkan cahaya mata yang keempat and she said, you look younger than "our" age.

Sampai sekarang I terfikir the fact that she has 4 children while having the same age as mine 🐣

Nak beli rumah dulu ke nak kena kahwin dulu ni 😅

Najiha Azmy
Lauryl Sdn Bhd

"Successful people do what unsuccessful people are not willing to do. Don't wish it were easier; wish you were doing bet...
01/10/2024

"Successful people do what unsuccessful people are not willing to do.

Don't wish it were easier; wish you were doing better.”

Najiha Azmy
Lauryl Sdn Bhd

Starting our new week with Module 1 REN Class "Mastering Your Clients' Profile" with Team Today ! Jumpa kejap lagi sem...
30/09/2024

Starting our new week with Module 1 REN Class "Mastering Your Clients' Profile" with Team Today !

Jumpa kejap lagi semua ❤️

Najiha Azmy
Lauryl Sdn Bhd

Dont ask me if i would choose Conventional Loan for my clients. I will definitely choose Islamic Financing all over agai...
26/09/2024

Dont ask me if i would choose Conventional Loan for my clients. I will definitely choose Islamic Financing all over again.

Am not just seeking for APPROVALs, am fighting for our Deen in my field of work.

But sometime, theres still an error in our work. Because no human is perfect in this world. Only Allah does.

Just trying to be a good muslim day by day 🌹

Najiha Azmy
Lauryl Sdn Bhd

Address

Kuala Lumpur
51100

Telephone

+601111666939

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